The Solar Plan: A Different Way To Pay For Solar
Alongside our loan option with Ideal4Finance, solar and battery customers can also spread the cost through Hometree Finance's Solar Plan - a lease rather than a loan, with maintenance and repairs included for the life of the plan.
Available for solar PV, plus optional battery storage, diverter or EV charger, on homes in England and Wales. Subject to status and a hire agreement.
The Journey
- 1
Get Your Solar Design & Quote
We design your system and give you a written CRS Energy quote, exactly as we would for any solar installation.
- 2
We Set Up Your Solar Plan Quote
At your request, our team enters your quote details into Hometree Finance's portal so they can produce your personalised Solar Plan quote, and sends you a secure link.
- 3
Apply Directly With Hometree Finance
You complete the application yourself, directly with Hometree Finance. It's a secure online process that typically takes a couple of minutes, and in most cases you'll get an instant decision.
- 4
Choose Your Term & Sign
If approved, you choose your plan term - from 5 to 25 years - review the agreement online, and set up your Direct Debit.
- 5
Cooling-Off Period
As with any regulated agreement, you have a 14-day cooling-off period after signing.
- 6
We Schedule Your Installation
Once your agreement is in place, Hometree Finance issues the purchase order and we book your installation.
- 7
Installation
Our accredited team installs your system as designed.
- 8
Payments Begin After Commissioning
Your monthly payments to Hometree Finance only start once your system is installed and commissioned - not before.
- 9
Ongoing Cover
For the life of the plan, Hometree Finance covers system monitoring, maintenance and repairs, with no callout fees. Their support team is your first point of contact for anything plan-related once you're live.
What You Get
Low Or No Upfront Cost
£0 or low upfront-cost options available.
No Payment Until Installed
No payment until your system is installed and generating.
Full Maintenance & Repairs
Monitoring, maintenance and unlimited repairs for the life of the plan, with no callout fees.
Replacement Protection
Replacement protection for parts that fail and can't be repaired, even after the manufacturer warranty ends.
Keep Your Savings
You keep all the electricity savings and Smart Export Guarantee payments generated by your system.
Settle Any Time
Settle the plan at any time by paying the settlement figure in your agreement, with no penalty.
Ownership At Plan End
At the end of the plan, Hometree Finance's policy is to offer to transfer ownership of the equipment to you at no extra cost.
Important Things To Know
Lease, Not A Loan
This is a lease, not a loan. Hometree Finance owns the equipment during the plan term - you don't.
2.5% Annual Increase
Monthly payments increase by a fixed 2.5% each year, to help cover the cost of maintaining your system over time.
Restriction On Title
Hometree Finance places a restriction on your property's title after installation. This is not a charge - it gives Hometree Finance no rights over your property and no power to force a sale. It simply means they're notified if you sell, and it's removed automatically once the plan ends, provided payments are up to date.
Missed Payments
Missing payments could have serious consequences and make it harder to obtain credit in the future.
All Owners Included
All legal owners of the property must be included in the agreement.
Smart Meter Required
You'll need a smart meter - or agree to have one fitted alongside your installation - to receive Smart Export Guarantee payments.
Is The Solar Plan Available To You?
These are Hometree Finance's own published product parameters, shown here for information. Whether a plan is offered, and on what terms, is decided by Hometree Finance based on your application - CRS Energy doesn't make that decision.
Homeowners - owner-occupiers or private landlords - in England or Wales
Aged 18 or over, and no older than 84 at the end of your chosen plan term (so the maximum age to apply for a 25-year term is 59)
Typical order values range from £6,000 to £50,000
Application is subject to status
FAQs
Common Questions
No. Hometree Finance owns the equipment for the life of the plan and is responsible for maintaining it. You keep the electricity savings, generation, and Smart Export Guarantee payments.
Ready To Find Out More?
Get your written CRS Energy solar quote first - that's what your Solar Plan quote will be based on.
Prefer a loan, or need finance for a non-solar project? See Loan Finance with Ideal4Finance
Get Your Solar Lease Quote
Regulatory Disclosure
Complete Remedial Solutions (CRS) Ltd, trading as CRS Energy, is an Introducer Appointed Representative of HTG Finance Limited (FRN 825534) which is authorised and regulated by the Financial Conduct Authority.
The Solar Plan is a regulated consumer hire agreement, not a loan, and does not have an APR.
Price varies, apply for your personal quote. Offers are subject to status and finance agreement. Monthly payments are subject to an annual increase of 2.5%. Missing payments could have severe consequences and make obtaining credit more difficult.